                &\multicolumn{1}{c}{(1)}&\multicolumn{1}{c}{(2)}&\multicolumn{1}{c}{(3)}&\multicolumn{1}{c}{(4)}&\multicolumn{1}{c}{(5)}\\
                &\multicolumn{1}{c}{No. MoB}&\multicolumn{1}{c}{No. Deposit}&\multicolumn{1}{c}{No. Withdrawal}&\multicolumn{1}{c}{No. Transfer}&\multicolumn{1}{c}{No. Airtime}\\
\midrule
Saving          &   -0.027\sym{**} &    0.000         &   -0.027\sym{**} &   -0.001         &   -0.012\sym{*}  \\
                &  (0.012)         &  (0.002)         &  (0.012)         &  (0.001)         &  (0.007)         \\
\addlinespace
Mobile Banking  &    0.079\sym{***}&    0.020\sym{***}&    0.059\sym{***}&    0.000         &    0.020\sym{*}  \\
                &  (0.017)         &  (0.003)         &  (0.016)         &  (0.001)         &  (0.012)         \\
\midrule
Observations    &    60000         &    60000         &    60000         &    60000         &    60000         \\
Control Mean    &    0.075         &    0.002         &    0.073         &    0.001         &    0.036         \\
p-Value Saving=MB&    0.000         &    0.000         &    0.000         &    0.091         &    0.003         \\
Wave FE         &      Yes         &      Yes         &      Yes         &      Yes         &      Yes         \\
